Stacy A. Korsgaden
California Dreaming, Realized.
Tag: insurance industry
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A Warning Shot to Every Free Market Believer
Californians are waking up to a hard truth: the Department of Insurance, bloated and broken, has become a hostile force in the state’s economy. Under the failed leadership of Commissioner…
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Join Me on California Insider – What’s Really Behind the Home Insurance Crisis
Click image to watch on YouTube. Insurance companies are nonrenewing home policies or pulling out of California altogether—and not just in wildfire zones. Even families in safe areas are being…
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Rebuilding the Pillars of California’s Insurance System
Imagine the Client—the policyholder, the homeowner, the small business owner—as a structure held high upon five great columns. These columns represent the forces that uphold the insurance ecosystem: Insurance Companies,…
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Fixing California’s Broken Insurance System
In recent developments, California Insurance Commissioner Ricardo Lara has denied State Farm an emergency rate increase of 22% for homeowners insurance. This decision, while seemingly consumer-friendly on the surface, spells…
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Systemic Mismanagement in California’s Insurance Sector
Insurance is the foundation of a robust financial strategy and is vital to securing a prosperous future for California. However, recent events, notably the wildfires in Los Angeles, have exposed…
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Opinion: The Sinking Of California’s Insurance Industry
What does the captain of the Titanic and California’s Insurance Commissioner have in common? When California’s insurance industry steamed toward a looming “iceberg,” Ricardo Lara, California’s “Captain of insurance” was…
Stacy A. Korsgaden 