Stacy A. Korsgaden

California Dreaming, Realized.

Category: Opinion

  • A Warning Shot to Every Free Market Believer

    Californians are waking up to a hard truth: the Department of Insurance, bloated and broken, has become a hostile force in the state’s economy. Under the failed leadership of Commissioner…

  • Rebuilding the First Pillar: Get Government Out of the Way

    This is the second installment in our series on fixing California’s insurance system. The first outlined the five pillars that once supported a thriving market. Today, we focus on the…

  • Rebuilding the Pillars of California’s Insurance System

    Imagine the Client—the policyholder, the homeowner, the small business owner—as a structure held high upon five great columns. These columns represent the forces that uphold the insurance ecosystem: Insurance Companies,…

  • Fixing California’s Broken Insurance System

    In recent developments, California Insurance Commissioner Ricardo Lara has denied State Farm an emergency rate increase of 22% for homeowners insurance. This decision, while seemingly consumer-friendly on the surface, spells…

  • Systemic Mismanagement in California’s Insurance Sector

    Insurance is the foundation of a robust financial strategy and is vital to securing a prosperous future for California. However, recent events, notably the wildfires in Los Angeles, have exposed…

  • My Interview On KPRL About LA Fires and Housing Insurance

    I had the opportunity to discuss the implications of the recent fires in Los Angeles on housing insurance and the California Fair Plan during my recent appearance on KPRL’s “Sound…

  • Revolutionizing the American Insurance Market

    As an insurance professional in California, I’ve witnessed firsthand how excessive regulations entangle the insurance sector, stifling innovation, restricting competition, and burdening consumers with high costs and limited choices. This…

  • Defending American Liberty Against the Socialist Threat

    Socialism is often sold as the answer to inequality, but historical evidence contradicts this view. From the Soviet Union to Venezuela, socialist policies have led to economic stagnation, loss of…

  • The Danger Of Over-Regulation in the Insurance Industry

    In America, a foundational principle is the freedom to choose, innovate, and prosper. However, excessive government regulation, particularly in the insurance industry, threatens this liberty. Over-regulation has stifled competition, limited…

  • The Case for Free Markets in California and Beyond

    In the great state of California, once known as a beacon of opportunity and innovation, we now find ourselves at a crossroads. As conservatives committed to the principles of economic…